Bridge the gap between wealth management and payments with the digital investment services wallet users want and the revenue channels wallet companies need for growth.
FIQ Wallet is the industry's first digital wealth management solution specifically designed for wallet companies. Powered by the award-winning FusionIQ One platform, FIQ Wallet represents a significant leap forward in the convergence of digital payments and wealth management.
With 86% of customers wanting to manage all their financial activities in one app*, the FIQ Wallet solution gives wallet companies the competitive edge they need to lead in their markets.
*2024 Chase consumer survey
Products / FIQ Wallet
FIQ Wallet
FIQ Wallet is the next evolution in wealth management. Transforming conventional digital wallets into comprehensive financial management hubs, FIQ Wallet enables wallet providers to expand their service offerings beyond basic payment functions. Seamlessly integrating sophisticated wealth management capabilities including goals-based digital advice and self-directed investing directly into their existing platforms, FIQ Wallet creates new revenue streams and enhanced value to their users, building stickiness into the wallet and attracting new users.
Fast Digital
Onboarding
Designed for the modern wallet user, our streamlined digital account opening process removes barriers to entry while maintaining robust security standards, with users securely investing in as little as five minutes.
A Unified Investing Experience
FIQ Wallet brings digital advice and self-directed brokerage together in a single, frictionless investor experience to give users a unified view of their digital investing services.
Streamlined Digital Compliance
FIQ Wallet automates compliance delivering anti-money laundering (AML), Know Your Customer (KYC), and Customer Identification Program (CIP) tracking for fully automated middle office operations to reduce administrative burden while maintaining regulatory excellence.
Enterprise-Grade
Security
Cybersecurity is a top concern for digital wallet users and our SOC 2 Type II Compliance is your assurance that data security is embedded into everything we do. Our continuous security monitoring and regular third-party audits ensure the highest standards of data protection for your users.
Intelligent Goals-Based Investing
Turn financial aspirations into achievable targets through sophisticated goals-based investing tools. From initial goal identification during onboarding to interactive calculators and real-time progress tracking, FIQ Wallet helps deepen user engagement while driving better financial outcomes and increased loyalty.
Comprehensive Investor Dashboard
Deliver a complete financial picture through an intuitive dashboard that consolidates all essential investment information. Users can effortlessly monitor account balances, track positions, review transaction history, manage orders, access documents, and control money movement—all from a single, user-friendly interface. Permission-based household account management provides additional flexibility for family financial planning.
You Become the Industry Disruptor
America's Best All-in-one Platform
FusionIQ Declared Winner at 2024 Banking Tech Awards USA.
Data
Intelligence
FIQ Wallet moves beyond basic data aggregation to leverage sophisticated transactional intelligence and comprehensive reporting tools that drive better business decisions and replace several custodial back offices.
Powerful Administrative Dashboard
Take control of your digital investing services through a comprehensive administrative interface. Monitor program performance, access detailed reporting, and track user activity from a centralized dashboard designed for operational excellence.
Customized Risk
Tolerance
We know every organization likes to approach their risk profile questions in their own way, so we let you customize your risk tolerance questionnaire and scoring.
Seamless Integration of Back-Office Services
From compliance to reporting and custody, the FIQ Wallet advisor portal seamlessly integrates your support functions giving you the ability to grow at scale.
FusionIQ’s FIQ Wallet aims to capture early-stage investors through digital wallets
FusionIQ Targets Digital Wallet Providers in Canada with New Wealth Management Solution
FusionIQ Launches First Digital Wealth Management Solution for Wallet Companies
FusionIQ launches wealth management product for digital wallet providers
Will new wealth management solution for digital wallets lead to DIY investing surge?
Disrupting Wallets: FusionIQ Brings Wealth Management Into Everyday Transactions
An award-winning digital wealth management platform
Best Digital Solution Provider – WealthTech FinTech Futures Banking Awards 2024
Best Wealth Management Solution 2024 Global BankTech Awards
Finalist 2024 Credit Union Times Luminaries Awards
Excellence Awardee WealthTech Provider of the Year InvestmentNews Awards 2024
Highly Commended 2023 Fintech Futures Banking Tech Awards Best Digital Solution Provider
Best as-a-Service Solution for Wealth Management Banking Tech Awards USA 2024
Excellence Awardee WealthTech Provider of the Year InvestmentNews Awards 2024
Double Finalist 2024 ThinkAdvisor Luminaries Awards
Notifications & Alerts
FIQ Wallet helps wealth advisors manage their practice with notifications and alerts that keep you on top of your client activity.
Nightly Reconciliation
FusionIQ provides a nightly reconciliation report on the net settlement with the custodian.
Modern
Trading Tools
Empower users with FIQ Wallet’s sophisticated trading tools that accommodate various investment styles. From traditional ticket trading to an intuitive shopping cart experience, FIQ Wallet supports both fractional and whole share investing, delivering professional-grade portfolio management capabilities to your users.
Additional Investment Journeys
We understand that some of our clients want additional investment journeys. The Digital Marketplace provides additional investment channels including digital assets, SPV and alternative funds, private investments, and ETFs.
Winning
the Digital Game
Winning
the Digital Game
Multi-Custodian Architecture
Leverage our established relationships with leading custodial partners through a seamless integration framework.
Multilingual
Structure
A multilingual structure lets you communicate with your users in a variety of languages opening new growth opportunities.
Robust Integration Framework
FIQ Wallet’s flexible API Integration Suite delivers seamless connectivity with future software requirements.
White Labeled
to Build Brand
Brands matter. Whether it’s your brand or the brand of your client, our dynamic white–label investor website process helps brands take center stage with their users. And a white–labeled FIQ Wallet platform can be delivered in as little as six weeks.
Single Sign On (SSO)
For organizations using SSO, FIQ Wallet can seamlessly connect to existing systems in your wallet.
Mobile App
Whether it’s using our mobile app, or integrating our solution into yours, we deliver the mobile experience your clients want.
